Several benchmark refinance rates have declined. If you're in the market for a refi, keep an eye out for lower rates.

Americans saw a chance to save a few dollars on their monthly mortgage payments and took it, pushing refinance applications ...

However, after cutting interest rates three times last year, the Fed has held rates steady in 2025 to observe how President ...

Buyer demand remains strong in Connecticut, with too few houses for sale limiting opportunities and keeping prices elevated, ...

Mortgage rates continued to fall, causing more homeowners to apply to refinance at those lower rates. Homebuyers, however, ...

Declining mortgage interest rates helped boost home loan applications for a second week, as the summer selling season is ...

Mortgage rates holding stubbornly above 6.6% leave many people stuck with higher monthly costs and no path to refinance ...

The lowest interest rate recorded for a 15-year mortgage was 2.10% in July 2021, according to Freddie Mac Note that this rate was for purchase mortgages. The average rate for a 15-year refinance ...

Current refinance rate trends At the start of 2025, many expected inflation to keep cooling down and the Federal Reserve to cut interest rates, which would have gradually lowered mortgage ...

Rates for home loans fell to the lowest since April that week, with the popular 30-year fixed-rate mortgage averaging 6.79% nationwide. Refinance applications were a whopping 40% higher than a ...

The further mortgage rates fall, the more homeowners will be able to save money by refinancing. Here's where experts say rates are trending. Katherine Watt July 2, 2025 6:21 a.m. PT 5 min read ...

Refinance rates are generally 10-30 basis points higher than mortgage rates, according to our analysis of daily rate reports. This is due to differing lender processing costs, risks, and ...